User guide

Cross-Currency Budget is an envelope budget for money in more than one currency. This guide tells you how to use it, one task at a time.

If you are new, read How the budget works first. Then follow Get started. The other pages explain one part of the app each. Use them when you need them.

The screenshots in this guide show made-up demo data.

1. How the budget works

   Accounts, categories and Ready to budget: the few ideas that the whole app uses.

2. Get started

   Sign in, add your accounts, pick categories and assign your money for the first time.

3. Assign money

   Use the Budget page: assign money to categories, use quick actions and organize your categories.

4. Record transactions

   Add expenses, income, transfers and conversions, and correct or delete them later.

5. Check your accounts

   Read an account register, understand transaction status and reconcile an account with your bank statement.

6. Import a bank file

   Bring in transactions from a CSV file, check them before you save, and let rules pick categories.

7. Currencies and estimates

   Why each currency has its own totals, how estimates work, and where the exchange rates come from.

8. Settings and your data

   Manage passkeys, change the theme, see what is new, export your data and delete your profile.

9. Questions and answers

   Short answers to common questions, such as why Ready to budget is negative.