Assign money

Use the Budget page: assign money to categories, use quick actions and organize your categories.

The Budget page

The Budget page has two parts:

• Totals: a table with one column for each currency. It shows Cash, In categories and Ready to budget for all of your accounts. A ≈ column can show an estimate in one currency.
• Categories: each category, in its group, with Assigned, Spent and Available. A category that holds more than one currency shows one line for each currency.

Warnings show below the totals, for example when an account has more assigned than it holds.

Assign money to a category

1. In the Assigned column of the category, select the amount. If the category is new, select Assign money.
2. In From account, select the account that gives the money.
3. In Total assigned from this account, type the new total.
4. Make sure that Date is correct. Usually, this is today.
5. Select Save.

You can also select ⋯ on the category row, and then Assign money. This opens the same form in a dialog. The dialog shows how much is available in the account now.

To take money back from a category, type a smaller total. The difference goes back to the account's Ready to budget. Assigning money does not move money between accounts. The account balances stay the same.

See where a category's money comes from

Select the name of a category. The row opens and shows:

• One line for each account that gives money to the category, with its Assigned, Spent and Available.
• Assignment history: each change to what you assigned, latest first.
• See its transactions: a link to all the transactions in this category.

Cover overspending

If you spend more than a category has, its Available is less than zero. The app shows Overspent next to the amount.

You must cover overspending in the same currency. Money in another currency cannot pay it. To cover it, assign more money from an account in that currency. Or use the Cover overspending quick action.

Use quick actions

Quick actions assign money to many categories in one step. You see a preview before anything changes.

Cover overspending

Assigns money to each overspent category. The money comes from Ready to budget in the same currency. The accounts that the money was spent from go first.

Repeat last month

Gives each category what it got last month, from the same accounts. It subtracts what the category already got this month.

Use 3-month average

Gives each category its average monthly amount from the last three months. It subtracts what it already got this month.

Fix Ready to budget

Shows only when an account has more assigned than it holds. It takes unspent money back from categories, largest amounts first, until Ready to budget is zero.

To use a quick action:

1. On the Budget page, below Categories, select the quick action. To use it for one category only, select ⋯ on the category row, and then the quick action.
2. Read the preview. It shows each change, and Ready to budget before and after.
3. If you want a different date for the changes, change Assign on. Then select Update preview.
4. Select Save. The button shows how many changes it saves.

If an account does not have enough Ready to budget, the preview tells you which category stays short. Nothing changes until you save.

Change your categories

Add a category

1. On the Budget page, select Add category.
2. In Category name, type a name.
3. Optional: in Group, choose a group or type the name of a new group.
4. Select Create category.

Rename, move or delete a category

1. Select ⋯ on the category row.
2. Select Rename, Move or Delete.

Move puts the category in a different group or a different position. You can delete a category only if nothing was ever assigned to it or spent from it. This keeps your history correct.

Work with groups

• To add a group, select Add group.
• To rename a group or change its position, select ⋯ on the group row. Then select Rename, Move up or Move down.
• To delete a group, first move all of its categories to other groups.